LBC Home

Commercial Mortgage Brokerage · Colorado Founded · Nationwide

Stop applying to banks that were never going to say yes.

Too small? Too messy? Need to close in 30 days? We work with investors that banks skip — and we have $4B+ in capital to prove it.

Free 5-minute fundability scorecard — no commitment

$4B+
Capital Available
21
Avg Days to Close
$100M
Max Deal Size
50+
Loan Programs

$50M

Funding goal in 12 months

Colorado founded.
Nationwide reach.
Independent brokerage.

We came from tech.
We talk like humans.

Shonika Proctor is an independent commercial mortgage broker who’s been on both sides of the table — as an investor and as the broker. She gets it.

Heat-Map Lender Matching

We know your deal’s odds with a lender before we ever submit your file.

Secure Document Portal

Upload once. No chasing email threads. Docs go direct to the lender.

Real People, Real Fast

First-time investors get the same speed and attention as seasoned developers.

Speed to capital. That’s the whole point.

$200K–$2M is our sweet spot. Up to $100M if the numbers work. Real estate investment properties only — not personal homes.

Bridge Loans Fast money for purchases, rehabs, and refis. Average ~21 days to close.
DSCR Loans Cash-flow based. Low income docs needed. Great for landlords.
Fix & Flip For investors with 2+ successful flips in the last 3 years.
Small Balance Commercial Multifamily and commercial deals under $2M — our specialty.
Hard Money & Private Short-term funding for value-add residential (under 4 units).
SBA 7(a) Express Low down payment for owner-users. Funds in ~60 days.
Portfolio Loans Cash-out refi or purchase for landlords with multiple properties.
USDA Rural $2M+ for ground-up builds or acquisitions in rural areas.
Foreign National Case-by-case options for investors without a U.S. credit file.
“Uh Oh” Deals Back taxes, foreclosure bailouts, denied SBA loans. We still want to talk.
Property types we fund:
MultifamilyFix & FlipRetail
Self-StorageWarehouse & Industrial
HospitalityMixed-UseHealthcare

Three steps. No guesswork.

1

Take the Quiz

5 minutes. Free. Find out where your deal stands before you apply anywhere.

2

Book a Strategy Call

We talk through your deal and your real next steps — no fluff.

3

We Match Your Deal

Right lender, right terms. We submit and manage the file from start to close.

4

You Close

Funded. Done. Ready for the next deal.

The Vault
Free tools for CRE investors

Know before you apply.

Free guides, checklists, and calculators for CRE investors. No catch. No spam. Just useful stuff.

Deal Checklists

Know exactly what a lender needs before you apply.

Underwriting Tools

Run your own DSCR and LTV numbers first.

Plain-English Guides

CRE terms explained without the jargon.

Unlock the Vault →

Know your odds before you waste time applying.

Two minutes. Your deal gets scored across 5 areas. You’ll see exactly where you stand — and what to fix.

See Red Flags Early

Spot what lenders will flag before they flag it.

Get Matched to Loan Type

Know which program fits your deal best.

Know Your Next Step

Clear action plan — not a generic email.


Start the Free Quiz

Free · 5 minutes · No commitment

Send us the deal you can’t fund.

For bankers, wholesalers, realtors, CPAs, and anyone who sees a deal before we do. We handle the file, you keep the relationship.

Heat Map Matching

We know your client’s odds before we submit. No wasted pulls.

Auto Updates

You get automatic updates on where your client’s deal stands.

No Ghosting

Your client stays informed the whole way through. We keep it professional.

Compliant Process

We fund the deal. You keep the relationship. Clean and simple.

Questions we get all the time.

Still not sure? Take the quiz and we’ll tell you exactly where your deal stands.

Do you fund deals under $200K?
Yes. Not as a real estate loan — those go through a specialty small business lender we work with.
How fast can you close?
Average is 21 days. SBA 7(a) runs about 60 days. Speed depends on the deal and how fast you move documents.
What do you charge?
A Success Fee starting at 1%. We tell you the exact amount upfront — it never changes. We only get paid if we get you funded.
Do you work with first-time investors?
Yes. A little more work is required. But there are options, and we’re here to walk you through every step.
What credit score do I need?
Depends on the loan type. We want to see responsible money management more than a specific number. Take the quiz to find out where you stand.
Where do you fund?
Nationwide. We’re Colorado-based but fund deals across the U.S.

Ready to find out if your deal is fundable?

Take our free 5-minute scorecard. No commitment. Just clarity.

Take the Free Quiz →

Ask us a question your last lender couldn’t answer.






Based in

Colorado · Funding Nationwide

Response time

We reply within 1 business day.

Not sure where to start?

Take our free 5-minute fundability quiz first — it’ll tell you exactly where your deal stands.

Start the Quiz →

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